No Credit Required for SmartPay!

No Credit Required for SmartPay!

We are please to announce updates to our SmartPay program!

 

No Credit Required

"No Credit Required" means that SmartPay does not check FICO scores. Approvals and denials will not appear on a customer's credit report. This encourages customers to apply with confidence that SmartPay will not affect their credit score!

Lead with leasing! Everyone has the opportunity to qualify

SmartPay uses alternative data sources to verify a customer's identity. We review the provided information to determine whether customers qualify - with no risk to their credit score. Less than perfect credit? Don't worry.

SmartPay is EASY! A simple two-minute application

Applications are secure. Customers can quickly determine how much they are approved for before committing to a lease. If approved, all they need is enough to cover the upfront payment to SmartPay, with their debit/credit card that must be attached to a bank account. Customers can end a lease anytime without termination fees or penalties!

 

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*Must be at lease 18 years of age with a debit or credit card for low upfront payment. "No Credit Required" means that a FICO score will not be used to determine eligibility, but payment history on phone service plans and other bills, credit information, and consumer reports may still be reviewed and considered. Approval not guaranteed. This is a lease-to-own transaction. Not available in MN, NJ, WI and WY. Customer will not own the device until all payments are made, but may be able to exercise an early purchase option. The customer may end the lease and return the phone at anytime.

Subject to terms of rental-purchase agreement. SmartPay is an independent company that is leasing you the phone. Copyright 2017 SmartPay Leasing, LLC. All Rights Reserved.

Here's Why the Biggest Carriers Choose SmartPay

Here's Why the Biggest Carriers Choose SmartPay